InterNACHI® members receive exclusive discounts and enhanced coverage through our members-only insurance programs.

When comparing car insurance quotes, it helps to compare apples to apples; in other words, you want to be sure that the quotes you get are for identical - or at least very similar - auto insurance policies. Once you have a better idea of the type of coverage you’re looking for in a policy, this will be easy.
E&O insurance is a kind of specialized liability protection against losses not covered by traditional liability insurance. It protects you and your business from claims if a client sues for negligent acts, errors or omissions committed during business activities that result in a financial loss. What is E&O insurance?
Life Insurance Myths. Life Insurance is not an investment. However, it compares very favorably with conservative investments such as bonds, money market funds, and other cash reserve funds. Over the long haul, twenty years or more, a competitive cash value policy will normally have a 5%-8% tax-deferred compound rate of return.

E-Quote Insurance Services. Tel: 0800 689 0093. Website: www.e-quoteinsurance.co.uk. How to protect yourself. We strongly advise you to only deal with financial firms that are authorised by us, and check. Insurance in 3 Easy Steps No Worries, No Hassles! Get a Quick Quote. Complete a Simple Application CALL US TODAY. Receive Approval in Hours.

Errors & Omissions Insurance (E&O)

Errors & Omissions
General Liability

InterNACHI® members receive unique discounts and enhanced coverage through the exclusive InterNACHI® Elite Risk Insurance program.

Better Rates, with a program tailored specifically for the home inspection profession

Better Coverage, with endorsements to cover you for a wide variety of ancillary services

Vanishing Deductible: Be rewarded for no claims and on-time premium payments

Exclusive Benefits, including an integrated pre-inspection agreement and risk management services

Currently only available in the United States. We are actively working to expand to additional countries (including Canada).

Supplemental Health Insurance

Dental
Vision

InterNACHI® has teamed up with villaNOVA Insurance Partners to deliver and manage a comprehensive and exclusive benefits package.

Dental: Access to the largest dental network across the country, with preferred group pricing and no waiting periods (once enrolled, you do not have to wait to access your full benefits).

Vision: National network coverage and one-year frequencies for exams, lenses, and frames.

Currently only available in the United States. We are actively working to expand to additional countries (including Canada).

Are you an existing InterNACHI® member? Log in for full access to these InterNACHI® insurance programs.

About the InterNACHI® Errors & Omissions and General Liability Insurance Programs

InterNACHI® members receive unique discounts and enhanced coverage through the exclusive InterNACHI® Elite Risk Insurance program. If you're a member, you can click the button below to request a personalized quote.

Better Rates

Almost every consumer shops for insurance with the goals of paying the least and getting the most. Obtaining your liability insurance from an industry specialist like InterNACHI’s Elite Risk Insurance program can help you achieve both. With a program tailored specifically for the home inspection profession, you'll have access to competitive premiums and great coverage. If you find a quote for less money, just let us know so that we can review it and make sure it applies to your needs in terms of coverage, deductible, carrier status, etc.

Better Coverage

What good are low premiums if the policy doesn’t cover a claim filed against you? You don’t want to find that out the hard way, as it will create a tremendous financial hardship having to defend a claim on your own. Liability insurance has many facets. Home inspectors typically have a need for both Professional Liability—often referred to as Errors & Omissions or E&O insurance—and General Liability to cover third-party bodily injury and property damage claims. Insurance policies are contracts with significant limitations and exclusions, which could leave wide gaps in coverage if the right protection is not in place. InterNACHI’s program offers different endorsements to cover you for a wide variety of ancillary services that you might be offering your clients. Elite's representatives also understand the importance of maintaining continuous coverage to protect you from claims for inspections you performed in the past. Most importantly, they have a team of professionals who will take the time to review your insurance needs and provide you with the appropriate solutions.

Vanishing Deductible

All insurance policies have a deductible that you, as the insured, are responsible for paying in certain claim situations. The deductible amounts vary, depending on the type of company being insured. Would you like to be rewarded for no claims and on-time premium payments by having your deductible reduced each year? That feature is available for InterNACHI® members who purchase their coverage through InterNACHI’s new Elite Risk Insurance program.

Fighting for the Inspector Who's Sued

It’s not a matter of “if” so much as “when.” As an inspector, if you stay in this business long enough, chances are you’re going to get sued. The vast majority of lawsuits against home inspectors are meritless and fairly defensible, but it’s imperative to report the matter to your agent ASAP so that you don’t jeopardize your coverage down the road. Many inspectors are reluctant to report an incident because they don’t want a blemish on their record or their rates to increase. That fear will do more harm than good. Just because you report a claim doesn't mean that your rates will automatically increase. In the event of a claim/incident, our insurance carrier analysts will work directly with you to gather information to formulate an appropriate response to a disgruntled client in an attempt to diffuse the situation. In addition, the insurer utilizes a third-party expert in home inspector litigation to further mitigate your liability exposure, when appropriate. And a claim might not even be subject to the deductible if the carrier doesn’t incur any expenses (such as the need to retain experts, question witnesses, etc.). Should you be named in a lawsuit and need an attorney, the carrier will appoint local, vetted and specialized counsel to defend the matter, whenever possible. It’s important to note that every claim situation is different in terms of liability, but it’s our goal to vigorously defend you if you’ve met the standard of care owed to your client.

Risk Management

As a home inspector, you need to be aware of the potential exposure you have as a business owner and look for the best and most effective ways to manage those risks. Insurance is an excellent way to mitigate potentially costly liability and exposure, which could put you out of business, or worse. There are other techniques to consider, such as risk transfer, but the first step is to identify the different kinds of exposure you have by working with a professional insurance agent or risk manager to create a comprehensive plan to address them.

To better manage your risk, here are some other questions to consider:

Is your inspection agreement compliant with all state licensing and consumer laws, where applicable?
Does your insurance policy cover you for all the different services you offer?
Do you use subcontractors to perform your ancillary services, such as radon testing, wood-destroying insect inspections, or mold testing? If so, are these subcontractors adequately insured? Do they list your company as an additionally named insured party on their policy?
Do you hire independent contractors to perform inspections on behalf of your company? If so, are they covered under your policy

Don't go another day without making sure your E&O and General Liability coverage have you and your home inspection business fully protected. Let InterNACHI's Elite Risk Insurance give you the peace of mind you need to sleep well! Slot machine screensaver.

E Quotes Insurance